Proficient Home Loan Company, Mortgage Broker & Financial Institution In Grapevine, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 06/01/2020 and subject to change without notice."

Best Mortgage Rates in Grapevine Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

daily mortgage news courtesy of the texas mortgage pros
Home Mortgage Rates
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
  • Complete Consumer Mortgage News

Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Fort Worth TX Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


The Professional Home Loan Lending Agency In Grapevine, Texas


About us

The Prodigy Lending company is a mortgage lender in Grapevine that provides mortgage loans to clients. As the lenders in Grapevine, we have always provided quality mortgage services to our clients. We offer a variety of services to our clients that include loan consolidation and mortgage loans for purchasing a dream home, first time home buying and mortgage loans to finance other loans. Our loans always come with a variety of loan programs that are associated with low-interest rates. We also have a team of mortgage officials and loan experts who ensure that you get the best services.



  • Offer complete home refinance for veterans
  • The closing costs are relatively lower
  • Qualification requirements for the loan are easy
  • Charge suitable rates for government loans
  • There is no insurance on the loan


  • Offer their clients maximum home refinance
  • Lower insurance cost on the loan
  • Ownership of a building site and stable income is a requirement for the loan
  • The total overall loan charges are relatively lower 
  • No principle is required before the loan application
  • Fully serviced loans earn lower interests
  • Insurance cost on the loan is lower


  • Their down payments are always relatively cheaper; they charge put a minimum to 3.5 % on the purchase value
  • Relatively easy to qualify for the FHA loans
  • For qualification, a higher debt to income ratio is required
  • Offer rehab loans to clients
  • Their interest rates are attractive


  • Charge no lender fee since they are credited privately
  • Lower Personal mortgage loans as compared to FHA loans
  • Offer flexible serving periods of within a decade and 30 years
  • Their loan charges are comparatively low on approved scores
  • The deposit requirement is lower

With the main good of securing a good relationship with its clients, we have always ensured that we provide quality services to our clients. With our determination of still serving them in the coming years, we have drawn up necessary measures to ensure that our services are up to their requirements. We have also gained the trust of most of our clients by keeping their details secure. Our services have further been enhanced due to our open communication systems with our clients via our hotline, emails and social media handles.


As a Grapevine mortgage lender, we offer all kinds of mortgage services to our clients and our per-approval process has always been easy. All you got to do is to fill a short form and you will receive a no-obligation quote.

Contact as for one to one or find us online 

For a Service Beyond Ordinary Service!!! 

We also service the following zip codes and surrounding areas:
75001, 75006, 75007, 75008, 75010, 75011, 75014, 75015, 75016, 75017, 75019, 75022, 75027, 75028, 75029, 75034, 75037, 75038, 75039, 75050, 75051, 75053, 75054, 75056, 75057, 75060, 75061, 75062, 75063, 75065, 75067, 75077, 75099, 75208, 75211, 75212, 75220, 75224, 75229, 75234, 75235, 75244, 75247, 75287, 76006, 76010, 76011, 76012, 76013, 76021, 76022, 76034, 76039, 76040, 76051, 76053, 76054, 76092, 76095, 76099, 76101, 76102, 76103, 76104, 76105, 76111, 76112, 76113, 76117, 76118, 76120, 76121, 76122, 76124, 76129, 76130, 76136, 76137, 76147, 76148, 76150, 76155, 76161, 76162, 76163, 76164, 76177, 76178, 76180, 76181, 76182, 76185, 76191, 76192, 76193, 76195, 76196, 76197, 76198, 76199, 76226, 76244, 76247, 76248, 76262, 76299, Grapevine TX, Southlake TX, Colleyville TX, Euless TX, Coppell TX, Bedford TX, Flower Mound TX, Irving TX, Fort Worth TX, Hurst TX, Lewisville TX, Keller TX, Roanoke TX, North Richland Hills TX, Arlington TX, Carrollton TX, Dallas TX, Grand Prairie TX, Argyle TX, Haltom City TX, Lake Dallas TX, Addison TX, The Colony TX, Justin TX, Frisco TX

View a map of our services areas:

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